7/27/2022

Blackjack Over Under 13

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The under/over 13 is a side bet in blackjack that a player can make on the first two cards dealt to him, and the bet turns on whether those two cards total under or over 13. Aces always count as one. The dealer automatically wins if the hand totals exactly 13. Over/under 13 – pays even money for correctly predicting the sum of the player’s cards as less than or greater than 13. In most cases, exactly 13 will lose, but some Casinos will allow bets on. Assuming the dealer has peeked under their hole card and does not have a blackjack, their probability of busting with a 4 in a standard six-deck S17 game stands at 0.395805, or roughly 39.6% of the time. The dealer probabilities of busting with a 5 and a 6 are even higher at 0.418406 (41.8%) and 0.422842 (42.3%). Over-13 bets should be placed when the count is +3 and above. Under-13 bets should be placed when the count is -4 and below. When playing Over/Under blackjack with this counting scheme, virtually all of the player's profit comes from the over-13 and under-13 side bets.

Many gamblers who play blackjack on a regular basis don’t take the time to have a look at every possible total value they can get in their hand. There are indeed so many cards that can form a number of combinations, especially if the decks in use are more than one.

However, if players want to master the game and make the best possible choices every time, it is crucial to know how to proceed in the most difficult situations. They need to dedicate their time and determine their goals if they need to achieve the desired results. Gamblers, who claim that they like to play just because of the thrill, fail to understand that blackjack can be not only fun but also profitable.

In this chapter, we will have a look at the two particular hands 12 or 13 players can get during the course of the game. As already mentioned, the reason why it is important for gamblers to be familiar with absolutely every hand they can get is that knowing the possible outcomes of it can help them make wiser choices. Even though one hand doesn’t determine the overall result of the game, it is very essential to try and do your best every time.

When Players Have Hand 12

Regardless of the strategy players use, they always need to take into account their hand’s total value and the dealer’s upcard. Players can form such a hand with the following combinations: 2-10, 3-9, 2-8, 5-7, A-A, and 6-6. In order to find out what is the best possible choice they can make, let’s consider the case where gamblers have a hand 12 against every possible upcard of the dealer.

Blackjack Over Under 13

Both hard 12 and hard 13 are losing hands for the player. How they are played depends on the strength of the dealer’s exposed card. The stronger the upcard, the more aggressive approach players should adopt and vice versa.

With hard 12, you have a choice from splitting when you hold 6-6 and A-A, and hitting and standing with the other card combinations that lead to this hard total. Doubling is out of the equation because it is anything but a good move with hard 12.

The good news for blackjack rookies is that the optimal playing strategy for unpaired hard 12 (i.e. any hand that does not contain two cards of the same value) is not influenced by playing conditions and deck number. The correct moves coincide across all blackjack variations, including European games that lack hole cards.

If the dealer’s upcard is 4, 5, or 6, gamblers should stand. If the dealer has any other card, gamblers should hit. The logic behind standing when the dealer shows 4 through 6 is that these upcards result in very high bust rates for the dealer. Unlike players who can decline additional cards on any total they deem fit, the dealer must hit until they reach their standing position of 17 or greater. This puts the dealer in a volatile position, increasing their probability of a bust.

Small cards 4 through 6 are the worst for the dealer as they bring the highest bust percentages. Assuming the dealer has peeked under their hole card and does not have a blackjack, their probability of busting with a 4 in a standard six-deck S17 game stands at 0.395805, or roughly 39.6% of the time.

The dealer probabilities of busting with a 5 and a 6 are even higher at 0.418406 (41.8%) and 0.422842 (42.3%). This is why you stand on your hard 12 versus small upcards 4 through 6, keeping your fingers crossed for a dealer bust, and hit versus the other upcards as they improve the dealer’s situation.

The position of a player who holds a hard 12 is not enviable, either. In general, hard 12 through hard 16 are some of the lousiest hands you can get stuck with. These are inevitably long-term losers against most dealer upcards no matter whether you choose to stand or hit. You can see this from the figures in the table below as estimated by gambling expert Michael Shackleford.

The example is with a 12 against a weak 6 and a strong dealer 10 in a common multi-deck variant where the dealer stands on soft 17. Nevertheless, hard 12 offers poor odds to the player regardless of what upcard they are up against. It makes sense the best playing decision is the one that yields the lowest negative expectation for you.

EV of Hitting vs. Standing on Hard 12 against Weak and Strong Dealer Upcards
EV of Hard 12 vs. 6EV of Hard 12 vs. 10
Hitting -0.170526Hitting-0.381043
Standing-0.153699Standing-0.540430

2 or 3 as the Dealer’s Up Card

It is worth mentioning that when the player’s hand totals 12 and the dealer’s upcard is either 2 or 3, they need to be extra cautious and remember how to proceed in this situation. In the worst-case scenario, players can draw any of the face cards or a 10 which will inevitably result in going bust.

The possibility that the players’ hand will lead to this unfortunate outcome is not very small either – four out of thirteen, or roughly 30% of the time. Players need to focus on the cards that will leave them with a power hand – a 7, an 8, or a 9. If gamblers are lucky enough to get any of them, it guarantees them a total of at least 19, which is above the average winning hand of 18.5.

Moreover, the rest of the cards in the deck won’t result in a loss for the players so the bottom line is that players are not in the worst position with hand 12. Holding hard 15 or hard 16 is far more terrible, for example.

Hand 12 against 2 or 3 as the Dealer’s Upcard
Dealt CardTotal ScoreHand
2-314-15A Bad Hand
4-5-616-18An Average Hand
7-8-919-21A Brilliant Hand

The trouble is most novices handle hard 12 against these two dealer upcards incorrectly. One of the biggest blunders a blackjack player can make is standing on 12 versus the dealer’s deuce. This stems from the fear of drawing a high card on the hard hand, which would result in a bust and an automatic loss.

Such players frequently abide by the Rule of 10. They make their decisions based on the assumption the dealer always has a ten-value card in the hole. Respectively, the reasoning is that the dealer would flip over a ten next to their deuce, draw another high card, and bust. The player stands rather than hits their 12 out of fear they would “take the dealer’s bust card”.

Unfortunately, there is no such thing since the true odds favour hitting 12 versus 2. In reality, there are five card denominations (5 through 9) you can improve your total with versus four cards that would cause you to break your 12 with a hit (K, Q, J, and 10). The odds clearly are in favour of hitting, not standing.

Also important is the fact that the dealer is not in such a bad spot when starting with a deuce. The probability of them busting is estimated at 0.353504, or approximately 35% of the time in six-deck S17 games.

If we ignore the pushes, hitting the 12 against the deuce results in a win roughly 37% of the time and leads to a loss a little over 63% of the time. Assuming you are betting £1 on each hand, you will suffer net losses of approximately £26 every one hundred hands on average.

Meanwhile, standing on hard 12 results in a win roughly 35% of the time and leads to a loss around 65% of the time, giving you average net losses of £30 per every one hundred rounds when we ignore the pushes. It is only natural for players to prefer hitting over standing on 12 against a deuce because it reduces their long-term losses.

EV of Hitting vs. Standing on Hard 12 against the Dealer’s Deuce
EV of 12 vs. 2EV of 12 vs. 3
Hitting -0.253390Hitting-0.233691
Standing-0.292784Standing-0.252250

The same tendencies and harmful reasoning are to be observed with novices who hold hard 12 against the dealer’s 3. They are too scared to hit, as basic strategy tells them to, so they choose to stand instead and lose more money in the long run. This is yet another terrible but unfortunately common bad decision.

The dealer is not as weak when starting with a 3, busting only 37.4% of the time. Basic strategy again recommends hitting in this case because this play cuts down your negative expectation, leading to lower long-term losses with your hard 12 vs. 3. The difference is minuscule, as you can see above, but things will add up over thousands of hands played.

As for hard 12 that contains 6-6 or A-A, we shall tackle these situations in more depth in individual articles. For now, it suffices to mention you should always split paired aces. The correct plays for 6-6 are influenced by playing conditions, and more particularly by the number of decks.

When Players Have Hand 13

Regardless whether players have a hand 13, 14, 15, or 16, they should use the same strategy against the dealer up card. This is very convenient as there is no need players to remember different moves when their hand totals any of the above mentioned cases. These four types of hands put player in a very risky position and it is crucial to remember how to play them best.

Now let’s focus on hand 13 in particular and see what is the best move players can make. When gamblers find themselves in a situation where their hand totals 13 and the dealer’s upcard is from 2 through 6, they should stand. For the rest of the possibilities of the dealer’s upcard, players need to hit, i.e. against stronger cards 7 through ace. There are no exceptions to these rules no matter how many decks are used. Whether the dealer must hit or stand on soft 17 is also not relevant.

Blackjack Hand 12 or 13
Blackjack Hand 14, 15 or 16
Surrender Rule
Blackjack Soft Hand 13 to 17
Blackjack Soft Hand 18
Blackjack Soft Hand 19 or 20

The reason why players should hit in such cases is that the dealer has the so-called standing hand. The dealer has such a hand whenever they show a card from 7 through ace. This puts them in an advantageous position as all that is needed for them is to reveal their upcard. In other words, the dealer is more likely to reach their standing total of 17 or higher when starting with 7 or above.

Their probability of busting decreases proportionally to the strength of their upcard, i.e. the higher its value, the lower the odds of the dealer breaking their hand. A dealer who stands on soft 17 in six-deck games will bust roughly 26.2% of the time with a 7, 24.4% of the time with an 8, and 22.9% per every hundred hands with a 9.

The bust rates decline even further when the dealer begins with a ten-value card or an ace to 23% and 16.7%, respectively. Thus, gamblers need to remember to refrain from any aggressive moves and play cautiously if they have the already mentioned situation.

Odds and Probabilities

It is not easy to estimate in a timely manner what the odds and probabilities are when a certain situation occurs. This is why players should be prepared beforehand and know the chances a particular hand gives them and what is the best move they can make.

Throughout the years, many experts and mathematicians took their time to estimate the odds and probabilities of the possible different hands gamblers can get throughout the course of the game.

It is estimated that in cases when players have hand twelve their chance of going bust is 31%. Whenever they have hand thirteen, the odds of going bust increase to 38%. These odds and probabilities are based on a game which includes many decks and are true if players’ choice is to hit.

Blackjack Players’ Odds and Probabilities
Players’ HandChances to Bust with a Hit
11 or less0%
1231%
1338%
1446%
1554%
1662%
1769%
1877%
1985%
2092%

Conclusion

Blackjack Over Under 13 Youtube

It is really important for players to understand that whenever their hand totals less than 19, they are in a bad position as the average winning hand is 18.5. Even 18 doesn’t guarantee them a certain win, what is left for a hand 12 or 13.

However, having any of these two hands doesn’t doom players to a certain loss either. All that gamblers need to understand is that knowing how to proceed in a certain situation directly affects their moves and choices and determines the course of the game. This is the only way they will be able to tackle with such situations and achieve the desired result.

Hand 12 and Hand 13 Basic Strategy Plays
Players’ HandDealer’s Upcard
2345678910Ace
12HHSSSHHHHH
13SSSSSHHHHH

Using the right strategy doesn’t guarantee players their losing hand will transform into a winning one but it gives them the chance to make a choice which will let them lose the least amount of money. If players find themselves in the situation when they have a hand 12 or 13, they need to remember when to hit and stand and follow basic strategy throughout the whole game.

Simon Beasor
Over

Table Of Contents

With simple rules and easy to learn strategies, the game of blackjack is one of the most popular card games in both Las Vegas Casinos and online around the world.

Blackjack side bets add a layer of complexity to the game, though at much greater risk.

In this article we’ll take a look at the different side bet options, how they are structured and what side bets pay.

  • What are Blackjack side bets?
  • Why play Blackjack side bets?
  • Common side bets at most Casinos
  • Other side bets to look out for
  • Are Blackjack side bets worth playing?

What are Blackjack side bets?

Blackjack side bets are additional bets placed during a standard game of Blackjack. They involve predicting which cards the player, and sometimes the dealer, will receive.

Wagers are made before any cards are dealt and each side bet is based on chance rather than skill, although you can count cards to help you choose the most likely combinations for your best side bets.

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Why play side bets?

One of the most attractive features of the game of Blackjack is the low house edge compared to other games on the casino floor.

Good players will face a house edge of around 0.5%, and even if you play quite badly, that edge only rises to around 2%.

However, while the odds of losing big are low, the odds of winning are also poor.

Blackjack is mostly an even money game, rising to 2:1 at best if you are dealt a Blackjack.

Side bets offer you the chance to play much longer odds for higher player wins – as much as 5,000:1 in one case.

However, it must be noted that the house edge rises significantly for Blackjack side bets, with most bets carrying a house edge of 10% or more.

In other words, side bets make it a lot easier to lose money on blackjack.

Common side bets at most Casinos

There are a number of common side bets that you will find at most Blackjack tables.

Blackjack Over Under 13

These are clearly marked with the odds either printed on the Blackjack tables or available as a hand out or a side menu in the online version.

You should check the pay outs carefully before placing your bets as they can vary considerably between different Casinos or online sites.

The three main Blackjack side bets are:

  • Insurance
  • Perfect Pairs
  • 21+3

Insurance – this is the most common Blackjack side bet and allows you to cover yourself against Blackjack if the dealer has an ace face up.

This bet involves half of your original stake and pays out at 2:1 if the dealer has Blackjack. The insurance bet reduces the overall house edge.

Perfect Pairs – this side bet uses the player’s cards only, and pays out if you are dealt two of a kind as follows:

  • Mixed pair (two of the same value but different suit and colour) – pays 5:1
  • Coloured pair (two of the same value and the same colour) – pays 12:1
  • Perfect pair (two of the same card) – pays 25:1

The returns can vary between different Casinos and different pay tables and the house edge will depend on both the pay out and the number of decks used and can range from just 2 or 3% up to 11% or more.

21+3 – this side bet involves the player’s two cards and the upturned card of the dealer. It will pay out for a number of different combinations:

  • Flush – (all cards are suited) – pays 5:1
  • Straight – (all cards consecutive) – pays 10:1
  • Three of a kind – (not the same suit) – pays 30:1
  • Straight flush – (consecutive cards same suit) – pays 40:1
  • Suited triple – (three of the same card) – pays 100:1

The house edge for the 21+3 side bet will vary depending on the number of decks used, standing at 8.78% for four decks, 7.81% for five decks, 7.14% for six decks and 6.29% for seven decks.

Other side bets to look out for

The Casino industry is highly competitive, and so new side bets are being invented all the time to try and attract new Blackjack players.

Some of these will flourish and become widely available, while others remain niche and can only be found in selected Casinos. Here are a few examples:

  • Royal match – pays 5:2 for any suited player’s cards and 25:1 for suited king and queen
  • Over/under 13 – pays even money for correctly predicting the sum of the player’s cards as less than or greater than 13. In most cases, exactly 13 will lose, but some Casinos will allow bets on exactly 13.
  • Super sevens – this bet pays out if one or more sevens are dealt in the player’s cards. One seven pays 3:1, two unsuited sevens pays 50:1, two suited sevens pays 100:1. If the third card dealt is also a seven, then the bet will pay 500:1 unsuited and 5000:1 suited. However it is important to make sure that the Casino will still deal a third card if the dealer has a Blackjack, as some Casinos will not do this.
  • Lucky ladies – this bet pays out if the player’s cards add up to 20, with an unsuited 20 paying 4:1, a suited 20 paying 10:1, a matched 20, same rank and suit pays 25:1, two queens of hearts 200:1 and two queens of hearts when dealer has Blackjack 1000:1.
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Blackjack Over Under 13 Near Me

Are Blackjack side bets worth playing?

Blackjack side bets do not involve any skill and you are simply betting on the luck of the draw.

What’s more, the returns do not reflect the odds of each bet coming in, which gives the house a significantly larger edge.

Conclusion

Blackjack side bets are best viewed as a bit of extra complexity that adds up to a session at the Blackjack table.

Blackjack Over Under 13 2019

However, you should not make them the main focus of your gameplay or your wagering, and you should be aware of the significantly increased house edge.

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